Liberty Holdings, based in Lakewood, CO specializes in purchasing charged-off consumer receivables and generating collections through legal strategies. The Company is focused on purchasing portfolios in the Rocky Mountain region. Portfolios are generally comprised of low balance credit card debt and overdrawn bank accounts. Liberty is unique among debt buying companies in that collections result exclusively from legal strategies and utilization of a highly automated, technology-enabled and disciplined process. As a result, the Company is able to manage costs and profitably collect lower average balance accounts than other companies in the market.